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Payday Loans


ShadyM

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Yeah, payday loans are really a no-go...

 

Like the person above, a loan from a friend or family member is your best bet. I'm presuming you don't have overdraft capabilities? Besides that, I'd rather sell some stuff to (and get bent over by) cash converters then take out a payday loan.

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Yeah the problem is im at work and will not have time to sell anything today and I have tried family and friends with no luck so far! Its a bad day lol, I hate these payday loan schemes aswell! Its like my last option!

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Yeah the problem is im at work and will not have time to sell anything today and I have tried family and friends with no luck so far! Its a bad day lol, I hate these payday loan schemes aswell! Its like my last option!

 

To be honest if you have to sort stuff out to even get the loan selling something will be as quick if not quicker than getting the pay day loan.

 

For the rent is it council or private rented?

 

If it's private couldn't you offer them something as security worth at least

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I won't pretend that doesn't matter, but it matters less with payday loans. You're not trying to convince them that you're trying to pay them back over years. You're convincing them you can pay back in a month or so. If you're screwed RIGHT NOW, that's more important than if you were screwed six months ago.

 

Absolutely seriously, if you don't think you can afford it, don't do it.

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I work for a company that do Payday loans, they are good as short term loans, but take my advice, only lend what you know you can pay back comfortably next wageday without taking another one out to top your wages up as thats how you get into a spiral

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